Credit Restoration
You Are Your Best Investment
Why is credit restoration important?
Low credit scores typically mean higher interest rates, and that means higher finance charges on your credit card balances. Restoring your credit would allow you to get a more competitive interest rate and cut back on the money you pay in interest.
How fast does credit restoration work?
In general, credit restoration takes about three to six months to resolve all of the disputes that the average consumer needs to make. Of course, if you only have a few errors to correct, it may not take as long; you might be done as soon as just over one month.
Reasons to hire a professional:
Experience
Credit Restoration professionals have experience in restoring bad credit. They know and have the skills necessary for the job. They know what to do to improve your credit score. They also know how to use consumer protection laws to defend your rights. They also know what to do if creditors substantiate facts in your credit report. All this experience comes in handy when they are working to improve your credit score.
Saves Time
It is possible to do it yourself. However, it will take time for you to learn all the concepts and apply them to improve your credit with your busy lifestyle. You can save a lot of time by hiring a credit restoration company. The professionals know all the laws and policies in place and they will immediately start taking measures to improve your credit.
Saves Money
You can never have enough money, and you always want to save more. It might seem expensive to hire a credit restoration company, but it saves you more money. If you’re going to handle the process by yourself, you will need to get a lawyer, which might be costly. The more time you take, you will end up paying high mortgage and loan rates. Hiring a credit restoration service can help improve your credit score and result in lowering your rates. Your financial goals will be attainable as you save money in other avenues.
Lots Of Resources
Credit restoration companies have lots of resources at their disposal. They have lawyers on call, know different policies, and know the right people to call to get things done. Without the right resources, it can be difficult for you to get your credit score improved. However, credit restoration companies can help improve your credit score by utilizing all their resources.
Improve Job Opportunities
You want to stand out in the job market, and a good credit score can help with that. Employers can run background checks and this includes credit reviews. Bad credit can make them view you poorly and could cost you the job. However, credit restoration companies can help improve your credit score quickly and enhance your professional image.
What should I expect?
We will first meet with you. We will review your credit report to analyze what is affecting your credit and credit score. We will assess the next best course of action that fits your needs by helping you understand the findings and dispute any inaccuracies with credit bureaus and creditors. Monitor the progress, reassess, and follow up until goals are met while credit restoration services are in active status.
